4 billion by 2015 implied If nothing changes

Born in 1943, 1 housing just change its name to be rename Action housing. He held yesterday in Roubaix, his "refondatrice agreement" in a context of total redesign of the housing assistance. "We have five different tools of the home ownership assistance (loans at zero rate, tax on loan interest credit, plan savings housing, APL accession, Pass-land).". "It's not readable and ineffective", noted on this occasion the Secretary of State for housing, Benoist Apparu. "We will study how to turn them into one or more tools", he continued.

The loan to zero rate should not disappear and even would be extended until the end of 2012. On the other hand, Pass-land might not spend the year. Housing was committed to realizing 30,000 by the end of the device, in December. Benoist Apparu openly questioned whether, beyond, because it "will have the continue or replace it well".

Action housing, which launched early this year a new guarantee of rental risks, advocates to include in the range of future aid guarantee enhanced owners, to fight against the precarisation of mean theoretically. "We want to develop, in consultation with the banks, a guarantee covering the accidents of life that may occur when owner", said Jérôme Bédier, Chairman of the Union of enterprises and employees for housing (UESL), umbrella housing. Another priority, according to the white paper unveiled at the convention, housing adapted to young people, the seasonal tourism and cases of occupational mobility. "We have produced 3,700 seats for seasonal workers, should be 50,000...", said the Vice-President of the UESL, Jean-Luc Berho.

Alarm bells

In doing so, must that Action housing found the financial leeway. However, for the umpteenth time since two years, the movement drew, yesterday, the alarm: will "end of 2011, the jobs of the year exceed the resources of EUR 690 million." "By 2012, we will have a shortfall of cash of 500 million euros and, in aggregate, of 3.4 billion by 2015", implied: If nothing changes.

But Boutin housing on March 27, 2009 Act gave the State the power to decide alone, by Decree of the allocation of the EUR 4 billion of annual resources of the ex - 1 housing, in a three-year programming by the Ministers of housing and the Budget. For the 2009-2011 period, a portion of the funds was oriented towards the national agencies (Anah) habitat and urban renewal (Anru), thus allowing Governments to opt out. Problem: it grants, whereas, historically, the bulk of the 1 housing aid consisted in loans, which refunds constitute the majority of its annual resources (EUR 2.5 billion on approximately 4 billion).

In 2009, housing Action thus granted $ 2.25 billion of grants to 1.83 billion of loans. "The State must stop levy grant", analysis white paper, which also seeks return to funding from the Anru equally with public authorities. "We agree that the allocation of resources to 2011 is unbalanced and will lead to a shortfall if it persists beyond", noticed a Benoist Apparu is seeking soothing. Jérôme Bédier, wishes him, negotiate this year the next triennium opening in 2012.