5 corresponding to a yield annual rate of 7

Since 3 September and November 30, Swiss Life, specialist in insurance of persons network, offers a customer notice seeking to diversify its heritage, its new unit of account structured objective 7.5 Fast, a financial instrument of French law issued and guaranteed by the Société Générale on a brainchild of SwissLife Wealth Management.

This financial instrument not guaranteed capital at maturity is eligible for most of the contracts of life insurance Office of Swiss Life and is characterized by an objective of coupon of 7.5 of the nominal value by year paid for early maturity or at maturity. Payment of the coupon of 7.5 of the nominal value by year depends on the performance of the DJ Euro Stoxx 50 Index found each year on anniversary date (November 30) since November 30, 2009. This performance is greater than or equal to a preset threshold, (see table below) early mature mechanism is activated and the investor reçoit1 100 of its initial capital a coupon of 7.5 per year since the original (or an annual rate of return variable depending on the year of activation).

68731256814165tableau-swiss - life .png A maturity of 8 years, if the mechanism of maturity expected has not been activated, two cases:-If the index has not declined by more than 50 since November 30, 2009, the capital is guaranteed and the reçoit1 investor while 100 of its initial capital a 60 coupon (corresponding to an annual rate of return of 6.1).- otherwise, the capital has a protection insofar as investor reçoit1 200 of the final value of the index DJ Euro STOXX 50 at maturity. However, in this scenario, the investor would suffer a loss of capital at maturity.

It is recommended that investors refer to the "risk factors" section of the Prospectus. The emission is the subject of "Final Terms" relating to the programme approved by the CSSF (Luxembourg financial regulator) and forming together a prospectus approved by the CSSF and the directive 2003/71/EC in accordance with. The summary of the prospectus relating to the titles as well as the "Final Terms" are available on the website of the financial markets authority. "The prospectus and the"Final Terms"are available on the prospectus.socgen site". 1 Excluding fees and/or taxes applicable to the investment framework

The characteristics of target 7.5 Fast recall

Type: financial instrument for non-French right in capital at maturity. Transmitter: SG Option Europe, subsidiary to 100 of the Société Générale currency: EUR rating: Fellowship of Luxembourg Code ISIN: FR0010778696 marketing period: from September 3 to November 30, 2009 due Date: December 8, 2017

A few relevant scenarios:

Favourable scenario at the end of the year 3, the performance of the DJ Euro Stoxx 50 Index since the origin is positive. The mechanism of early maturity is enabled and the investor receives 100 of its initial capital and a coupon of 22.5, is 122.5, corresponding to a yield annual rate of 7.

Median scenario has the maturity of 8 years, the performance of the DJ Euro Stoxx 50 Index since the origin is greater than 50. The investor receives 100 of its initial capital and a coupon of 60, or 160, corresponding to a yield annual rate of 6.1.

Adverse scenario has the maturity of 8 years, the performance of the DJ Euro Stoxx 50 Index since the origin is less than 50. The investor receives 200 of the final value of the index (41), is 82, corresponding to a yield annual rate of 2.5.

The investor suffers in this scenario a capital loss.